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Covering New Hampshire

A statewide effort by the New Hampshire Health Plan, Covering New Hampshire is the official, free resource for Granite Staters to learn about the Health Insurance Marketplace and the new, affordable health insurance plans that are now available to you.

If you don’t have insurance, aren’t happy with your current coverage, or are looking for a more affordable plan, the new Health Insurance Marketplace provides you with new options to find health coverage that fits your budget. You can search and compare plans online, and quickly see if there’s a plan that works for you.

Under the new health care law, most individuals who aren’t already covered will need to enroll in a qualified health insurance plan by March 31, 2014, to avoid paying a penalty through your federal income taxes. Even though most people are required to obtain a qualified health plan or pay a penalty, some people are exempt from this requirement.

Whether you need health coverage or already have it, the new health care law offers new rights and protections that make coverage fairer and easier to understand. If you already have an individual insurance plan and want to change it, you can use the Marketplace to explore your options and enroll in a new plan. But even if you don’t want to change plans, the health care law protects you by:

  • Requiring insurance companies to cover people with pre-existing conditions.
  • Holding insurance companies accountable for rate increases.
  • Preventing insurance companies from canceling your coverage just because you get sick.
  • Ends lifetime and yearly dollar limits on coverage of essential health benefits, including emergency rooms visits, prescription drugs, preventive care, and many others.

Visit our friends at Covering New Hampshire to learn more about what the health law means for your family and how to get enrolled in a new plan through the health insurance marketplace.